Got questions?

We have answers.

General

What is Arro, and how is it different from other credit apps?

Do I need to have a smartphone to use Arro?

Do I need good credit to join Arro?

Is my personal and financial information safe with Arro?

Does Arro report to all 3 credit bureaus?

What is Artie?

Will Arro actually help my credit score, and how do I track progress?

Credit Card

What are the benefits that come with my Arro Card?

Do I qualify for an Arro Card?

Will applying for an Arro Card affect my credit?

How can I increase my credit limit?

Will you run a credit check?

How much does membership cost?

What info do I need to sign up?

Do I need to have a bank account to apply?

What is the max credit limit you can get at Arro?

How long does it take to apply for the Arro Card?

Do I need a certain credit score to apply?

Credit Builder

Why should I get the Arro Credit Builder

Will there be a hard credit inquiry when I apply?

Which credit bureaus does Arro Credit Builder report to?

What are the requirements to get the Arro Credit Builder?

How much does Arro Credit Builder cost?

Can I use both the Arro Card and the Arro Credit Builder at the same time?

Why haven’t I received a statement yet?

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,

member FDIC, pursuant to license by Mastercard International.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,

member FDIC, pursuant to license by Mastercard International.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,

member FDIC, pursuant to license by Mastercard International.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,

member FDIC, pursuant to license by Mastercard International.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,

member FDIC, pursuant to license by Mastercard International.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.