Unbiased credit approval is here.
- No credit history.
- No security deposit.
- No hit to your credit score when applying.
- Instant access to credit limit increases.
- Free FICO Score tracker.
- Gamified financial education tools.
Intro Credit Limit
$50-$200
Earn more credit instantly via in-app activities.
Starting APR
16%
Lower your interest rate and boost your score the more you use the app.
Membership Fees
$3 $1
MONTHLY FEEJoin early and pay only $1 per month to change your credit for good.
Financial wellness is a mindset.
Arro is the only credit-builder that pairs fair access with financial literacy, so the growth sticks.
Steady Growth
Short-term fixes are non-starters. We give you a sustainable path to steady credit-building.
Manageable Limits
Grow at your own pace without worrying about overspending.
Money Life Hacks
We give you actionable insights that can save you time and money every single day.
Your financial journey tailored to you.
The science checks out. Gamified learning sticks.
Our $1 early membership fee gives you unlimited access to:
The Arro Credit Card
Instant Credit Limit Growth
Personal Finance Activities
Secure Credit Reporting
As easy as tap to pay
Get access to physical and virtual Arro Cards to start using your credit line as soon as you're approved.
Available soon on the App Store and Google Play
